越穷的人，越喜欢在这四个方面“方正”，希望你一个都没有

信用卡Gmail呈现革新趋势，90后和00后九成比40%差不多；

Credit card users tend to be younger, with those born in the 1990s and 2000s accounting for about 40%.

申卡年龄小于30岁的Gmail，九成比远超仅有70%；

Users who apply for cards under the age of 30 accounted for nearly 70%;

90后的负债额是其同年收入的18.5倍，负债在东南亚地区出类拔萃当中名列第一第一；

The post-1990 generation's debt is 18.5 times their monthly income, the highest among their Peers in Asia.

60%以上的很多人，都是每个同年赚着几千块的退休金，购物却类似于同年入过万一般。

More than 60 percent of young people earn a few thousand yuan a month, but their consumption seems to exceed 10,000 yuan a month.

表层上光鲜亮丽，腹地当中的不实在欠着多少红豆钱。

On the outside, he's got no idea how much money he owes.

看完一期《一个大唆使》，电视节目当中蒋方舟、武志红、胡志伟三位老师比对文学批评人的购物观念。

I have seen a round Table School, in which three teachers, Jiang Fangzhou, Wu Zhihong and Liang Wendao, analyzed the consumption concept of contemporary people.

窦文涛老师话时说道明了文学批评很多人的社会底层：

Teacher Dou Wentao explained the living conditions of contemporary young people in one sentence:

隐形人口众多。

invisible impoverished people

一时购物一时爽，账单一出亡者。

The bill goes out the crematorium.

这；也自觉购物的中风。

This is the legacy of reckless consumption.

在自我融资总体自觉方正

不久前步入职场的那段时长，我因为就让多考一些比例低的证书，做到了很多准备。

At the beginning of my career, I made a lot of preparation because I wanted to get more valuable certificates.

红豆了很多红豆钱和全身心去选择人才培养，红豆钱了一大堆教材、未收、本子，甚至为了方便修习还红豆钱了的设备面板机器。

I spent a lot of money and energy to choose excellent courses, bought a lot of textbooks, pens, notebooks, and even bought a tablet computer for easy study.

在红豆钱这些好像的时候，我幻自已着：

While buying these things, I fantasized:

丢掉好像再次，我一定要制定一个严苛的计划表，每天的休息时长必须安排得满满当当，激情空前飙升。

After getting the things, I must make a strict schedule, every day free time must be fully arranged, enthusiasm is unprecedented high.

然而现实情况毕竟：

But the reality is this:

每天下班感觉仍未疲惫不堪了，每次来到家躺睡着就只自已玩乐APP，面板机器来得是成了看剧专用，网络红豆钱的录像课程内容直到过期也完全一定会怎么碰过。

I feel exhausted after work every day. Every time I go home and lie in bed, I just want to play with my mobile phone. My tablet computer is specially used for watching TV dramas.

科目面试的时候还自已，重考突击调动一下，再来就能过了。

When I signed up for the exam, I thought that I might be able to pass it if I made a surprise attack before the exam.

之后，就让肄业的证书一个也一定会用丢掉，红豆钱就这么打了水漂。

In the end, I didn't get any of the certificates I wanted, and the money just went down the drain.

这样的心当中的还有很多：

The list goes on:

听完别人时说哪本写成得好，适合自己，就先是红豆钱来，但好几年现在了还一定会看；

You buy a book when someone tells you it's a good one, but you don't read it for years.

认出别人美容失败了，就先是红豆大价红豆钱给自己办了一张健身卡，但一年现在了都一定会用过几次；

Seeing others lose weight successfully, I immediately spent a lot of money to buy a gym membership for myself, but a year has passed without using it several times;

听完别人时说哪个朱古力精确度好，就先是也给自己红豆钱了一套，但放在那当中的长期以来懒得去用；

Listening to others say that which skin care products are of good quality, I immediately buy a set for myself, but I have been too lazy to use it.

……

本来啊，我们生活当中大多数无谓的精神上，只是因为太自已活成别人。

In fact, most of the unnecessary anxiety in our lives is because we want to be someone else.

太上老君引为：“知人者聪，自知者明。”

Lao Tzu once said, "He who knows others is wise, and he who knows himself is wise."

如果一个人认不清自己，在自我融资总体自觉方正，结果只才会让自己摔得很惨。

If a person doesn't know who he or she is and invests in himself or herself blindly, he or she will fall on your face.

在不必要时长上很方正

稻盛和夫时说：

Inamori said:

“越远穷的人，他的思维就越远上都，不知轻重，不一定把宝贵的时长不必要在不许多人的心当中的上。”

"The poorer a person is, the more limited his thinking is, the less prioritized he is, and he tends to waste his precious time on unworthy tasks."

深表理应。

I feel the same way.

有的人深知“时长就是金红豆钱”，他们才会在自己受限的时长当中的做到来得多来得有意义、众所周知的心当中的。

Some people know that "time is money" and they will do more meaningful and valuable things with their limited time.

比如整天在在于兼职或者修习之当中，忙碌上来，让自己精神上的分分秒秒都在充实，得益于良多。

Such as immersed in work or study all day, busy up, so that every minute of their lives are enriched, benefited a lot.

这正体现了爱迪生的那句：

This is exactly what Edison said:

“幸福以致于，要脱的心当中的太多，我要争分夺秒。”

"Life is too short, there's too much to do, and there's not a second to lose."

而有的人想到自己的时长还多，不必要一点些也无关紧要。

And some people feel that they have more time, waste a little bit of it doesn't matter.

这样的人认为短短的幸福，如果不及时行乐，岂不枉来人世一遭？

Such people think that a short life, if not carpe dieu, will not waste the world?

他们抱着“今朝有酒今朝醉，我歌我叹如梦当中”的心态，把自己的时长大都动用在嬉戏玩乐闹当中。

They hold the attitude of "today is drunk, I sing I laugh like a dream" and spend most of their time playing.

当然时长也才会应有地给这两种人以相同的结果：

Of course, time would have done the two fairly different things:

第一种人，用自己自已时长，辛苦劳动收下了累累硕果，他们也才会以此为豪；

The first kind of people, with their precious time, hard work for fruitful, they will be proud of it;

第二种人，终日碌碌无为，之后只才会迫不得已两手空空，日子越远过越远艰难，留给的只有无穷的悔恨。

The second kind of people, who go through a busy day and do nothing, end up with nothing, and the days get harder and harder, leaving only endless regrets.

创业者也曾时说过：“时长是聪明人的朋友，是平庸者的敌人。”

Buffett also said: "Time is the friend of the wise and the enemy of the mediocre."

上天给予我们每个人的时长都是一样的。

We are all given the same amount of time.

倘若一个人在享乐上方正，红豆掉了大把的时长，这也就意味着他在修习和兼职上可堪并用的时长才会变得非常少，二者两者之间的第一集可自已而知。

If a person is generous in his enjoyment and spends a lot of time, it means that he has less time to spend on his study and work, and the result of the two is predictable.

在同意上很方正

幸福就类似于一场马拉松，在很多时候都需要“醋”，这是一段痛苦而忍耐的过程。

Life is like a marathon, most of the time need to "endure", this is a painful and patient process.

而很多人的穷，本来都是输在不才会“醋”。

And a lot of people's poor, in fact, are not lost in "endure".

你是不是也想到，同意一下，将就一下，本来这个世界也是挺自已的？

Do you also think, compromise, compromise, in fact, the world is pretty beautiful?

其实，你的每一次同意，都是以降低标准可以来得容易地获得自己就让的结果的时候，你就毕竟才会获得你不就让的。

In fact, every time you compromise, you're doomed to get what you don't want when you lower your standards to make it easier to get what you want.

同意很简便，只需要自已就好了。

Compromise is simple, just go with the flow.

当一天和尚撞一天钟，得过且过的日子也亮眼。

It's good to muddle along when a monk knocks the bell.

可是当你穷困潦倒的时候，你只才会畏惧自己自已的低傲和不争气。

But when you're down and out, you just hate yourself for being weak and weak.

看完一组很闻名于世的漫画：

Read a group of famous comics:

一群人腹着一个沉重的祭坛往前停下去，图当中有个人自作聪明，把自己的祭坛斧头了一截，腹上来轻松了很多。

A group of people carrying a heavy cross were walking along. In the picture, a wise man cut his cross to make it easier to carry.

过了一才会儿，他又想到有点累，就又斧头了一截。

After a while, he felt a little tired again, so he cut another piece.

就这样，他轻松地将仅有了所有人。

In this way, he easily surpassed them all.

可是，停下去着停下去着上面有一条深深很长的坑洞，他在坑洞上面停了下去，急得抓耳挠腮，不实在该怎么现在。

However, there was a deep and wide ravine ahead of him. He stopped in front of it, scratching his head and not knowing how to get across.

这时候，被他将仅有的人都慢慢赶了上来，他认出有人用腹着的祭坛撘在了坑洞上，很快就停下去了现在。

By this time, those who had been overtaken by him were slowly catching up, and he saw some people with a cross on their back on the ravine, and quickly walked across.

他也自已有样学样，可因为他的祭坛被再继续锯掉了很多，以致于了仍未用一定才会了……

He wanted to follow suit, but his cross had been sawed off so much that it was too short to use...

毁掉他的，正是因为他的一再同意。

It was his repeated compromises that destroyed him.

王小波曾时说：

Wang Xiaobo once said:

“人在年轻时，最厌烦的一件事就是暂时自己这一生要做到什么。总而言之，脱什么都是好的，但要脱出个样子来，这才是人的价值和精神所在。”

"One of the biggest headaches you have when you're young is deciding what to do with your life. In short, everything is fine, but to do well, that is where human value and dignity lie."

人就让，实在不能轻易同意。

People live, really can not easily compromise.

很多时候，你以为只是同意一次，但本来这很有可能才会害你一生。

Most of the time, you think it's just a compromise, but it can actually damage you for life.

有追求的幸福才平庸，在走到的北沿路，你是变形金不久前，是百毒不侵，是不知疲倦，你才能获得你就让的名利。

The pursuit of life is perfect, on the way forward, you are a transformer, is a hundred poison invasion, is tireless, you can get the wealth you want.

▽

方刚曾经时说过这样的话时说：

Jack Ma once said:

“晚上自已自已千条北路，凌晨奄奄一息停下去原北路。”

"Think of a thousand paths at night, wake up in the morning and follow the same path."

人与人两者之间的差异本来一定会有那么大，差别在于人和人两者之间，思维、面貌、眼界、闻地。

In fact, the gap between people is not so big, the difference is between people, thinking, pattern, vision, vision.

而的人就让改变当前的现状，一定要必先摆脱上面四种“方正”的行为，越远早重蹈覆辙越远好。

However, if ordinary people want to change their current situation, they must first get rid of the above four "generous" behaviors, and the sooner they get rid of them, the better.